Micro business loan
At its heart, this is a formalized, accessible loan product designed for the “missing middle” entrepreneurs too large for microfinance groups but too small or informal for traditional commercial bank loans. Individual Clients: Targets sole proprietors and small business owners personally liable for the loan, fostering a direct relationship. SMEs in All Areas: Explicitly includes rural and peri-urban entrepreneurs, who are often financially excluded, recognizing that economic activity is not confined to Kampala’s central business district. This promotes financial inclusion and geographic equity.
Benefits
- National Id
- Opening Fee (UGX 20,000)
- Must be 20 years and above
Requirements
- National Id
- Opening Fee (UGX 20,000)
- Must be 20 years and above
Small and Medium-sized Enterprise loans
An SME loan is a strategic growth-enabling partnership, not merely a cash injection, designed for established businesses focused on scaling and competing. It offers tailored financial support by moving beyond a one-size-fits-all approach, which involves a sophisticated risk assessment based on the business’s financial health through statements and projections, creating sector-specific products that reflect different industry cycles, and customizing loan amounts based on revenue, project costs, or specific working capital gaps.
Benefits
- National Id
- Opening Fee (UGX 20,000)
- Must be 20 years and above
Requirements
- National Id
- Opening Fee (UGX 20,000)
- Must be 20 years and above